Mortgage Eligibility
How your income, deposit, and credit profile may be viewed by mortgage lenders.
35% of your score
Free Assessment
Check Your Mortgage & Financial Wellness
Thinking about getting a mortgage? See how your finances look with our free Financial Wellness Report — covering every factor lenders care about.
How It Works
1
Answer Questions
A short questionnaire about your income, savings, and financial situation.
2
Get Your Score
Receive an instant Financial Wellness Score based on four key pillars.
3
See Your Report
Get personalised insights and actionable steps to improve your position.
What We Assess
Your overall score is made up of four key areas. Each plays a different role in how lenders assess applications and how comfortable a mortgage feels in day-to-day life.
Affordability & Budget
Not just how much you can borrow — but what you can repay comfortably.
30% of your score
Financial Resilience
How well you could cope with unexpected events.
20% of your score
Protection Readiness
Whether your mortgage would remain affordable if life doesn't go to plan.
15% of your score
Start Your Financial Wellness Check
Answer a few questions to get your personalised report. Completely free with no impact on your credit score.
Takes just 3 minutes. No impact on your credit score.