Financial Wellness & Mortgage Readiness Check
A short online questionnaire that produces a personalised report covering affordability, mortgage readiness, financial resilience, and protection awareness.
For Employers
Supporting Your Employees' Financial Wellbeing
Buying a home or remortgaging is one of the biggest financial decisions your employees will ever make. Clear, impartial mortgage guidance helps reduce stress, build confidence, and support long-term wellbeing.
Why Mortgage Support Belongs in the Workplace
Money worries are one of the most common sources of stress for working adults. For many employees, buying a first home, moving house, or dealing with rising mortgage costs creates uncertainty that impacts wellbeing, focus, and productivity.
Providing access to clear, impartial mortgage guidance demonstrates genuine care — and helps employees make informed decisions with confidence.
One of the biggest financial commitments employees will ever make
Mortgage stress often coincides with major life changes
Clarity reduces anxiety and distraction
Practical support strengthens engagement and retention
What Your Employees Get
Employees receive confidential, FCA-regulated support designed to help them understand their mortgage options and financial readiness — without pressure or obligation.
Clear, Impartial Guidance
Mortgage advice from a wide range of lenders, tailored to individual circumstances — including variable income, bonuses, and self-employment.
Confidence Before Commitment
Employees understand what's affordable before making decisions, reducing the risk of overstretching.
Optional One-to-One Support
Employees can choose to speak privately with an adviser if and when they're ready.
72
/ 100
Mortgage Eligibility
Employment • Credit • LTI • DTI
Affordability & Budget
Deposit / LTV • Monthly Surplus
Financial Resilience
Emergency Fund Runway
Protection Readiness
Life • Income • Critical Illness
More Than Mortgage Advice — A Financial Wellness Approach
Unlike traditional workplace mortgage schemes, our approach starts with understanding the employee's wider financial position — not just how much they can borrow.
Employees receive a personalised Financial Wellness & Mortgage Readiness Report highlighting:
Mortgage eligibility indicators
Sustainable affordability comfort zone
Financial resilience and savings buffers
Personal protection considerations
This helps employees make balanced decisions that support both short-term needs and long-term wellbeing.
Support Across Every Stage of Homeownership
Our workplace service supports employees across a wide range of circumstances.
First-Time Buyers
Navigating deposits and affordability for employees taking their first step onto the property ladder.
Home Movers
Support for employees moving home or relocating for work opportunities.
Remortgaging
Helping employees navigate interest rate changes and find better deals.
Variable Income
Specialist support for employees with bonuses, commissions, or multiple income sources.
Life Changes
Guidance during major life events such as family growth or relationship changes.
Protection Planning
Ensuring employees have appropriate cover to protect their homes and families.
Support is inclusive, confidential, and tailored — recognising that no two financial situations are the same.
How This Benefits Your Organisation
Providing access to mortgage and financial wellbeing support helps employers demonstrate meaningful care while strengthening their overall benefits offering.
Supports Financial Wellbeing
Reduces money-related stress that impacts productivity and focus.
Improves Engagement
Strengthens employee retention and satisfaction with meaningful benefits.
Enhances Employer Brand
Stand out with specialised financial wellness support that demonstrates genuine care.
No Cost to Employees
Premium service provided at zero cost to your team members.
Easy for Employers. Valuable for Employees.
Our workplace mortgage service is designed to be simple to introduce and easy to promote internally.
1
We Provide
A digital Financial Wellness Check and all promotional materials.
2
You Share
Share the link with employees via your internal communications.
3
They Access
Employees access confidential support independently whenever they need it.
No system integration, no payroll involvement, and no ongoing admin.
Lunch & Learn Sessions
Educational workshops to tackle the current UK economic climate and empower your workforce.
Mortgage Myths & The Current Market
A 30-minute deep dive into what is actually happening with UK interest rates. Why the "headline" rates in the news might not apply to them, and how to prepare for a renewal 6 months in advance.
Stops "water cooler panic" about interest rates
The First-Time Buyer's Roadmap
Aimed at younger staff or those currently renting. How to build a "mortgage-ready" credit score, the truth about deposit sizes, and an explanation of modern schemes like Shared Ownership.
Highly engaging for Gen Z and Millennial employees
Protecting Your Paycheck
Addressing the "It won't happen to me" mindset. The difference between what your employer provides (Death in Service) and what you actually need to keep your home if you're ill.
Directly relates to employee financial resilience
Remortgaging Without the Stress
Perfect for employees with existing mortgages. When to start looking (the 6-month window), how to avoid expensive Standard Variable Rates, and how to potentially release equity.
Can save employees hundreds per month
Independent, Regulated & Confidential
FCA-regulated mortgage advice from a wide range of lenders
Employee conversations are fully confidential
No reporting back to employers
No obligation to proceed
Your organisation provides access — employees remain in control.