Financial Planning Tool

Affordability & Moving Cost Calculator

Get an instant estimate based on your income. Lenders typically offer between 3.5x and 4.5x your annual salary, with some considering up to 6x subject to eligibility.

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Your Estimated Borrowing Range

Conservative 3.5x income
£0

Standard high street lending

Standard 4.5x income
£0

Most common lending criteria

Maximum 6x income
£0

Subject to eligibility criteria

30 years
15 years 40 years

Indicative monthly repayments shown above (rates: 3.75% - 4.75%)

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

These estimates are for guidance only. Your actual borrowing capacity depends on credit history, outgoings, and individual lender criteria.

How Resilient Are Your Finances?

You've crunched the numbers on affordability. Now check your full financial wellness — including protection, savings resilience, and what happens if life throws a curveball.

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Personal & Employment

The amount that actually hits your bank account each month

Your salary before tax and deductions. If left blank, we'll estimate from your take-home pay.